Disclaimer

Last Updated: August 15, 2023

1. Website Information

The information contained on the SwedishAutoGuard website (www.swedishautoguard.com) is provided for general informational purposes only. All information on the site is provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the website.

Under no circumstance shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of the site or reliance on any information provided on the site. Your use of the site and your reliance on any information on the site is solely at your own risk.

2. Insurance Information

The descriptions of insurance coverage on this website are general and simplified summaries only. They do not amend, modify, or supplement any insurance policy. Actual coverage is subject to the language of the policies as issued. Availability of coverage, eligibility, and terms and conditions of coverage are subject to underwriting guidelines and review.

Information regarding insurance policies, premiums, discounts, and other insurance-related matters is subject to change without notice. For precise details about your specific insurance options, including coverage, exclusions, limitations, and availability, please contact our customer service representatives directly.

3. Price Estimates and Quotations

Any price estimates, quotes, or premium calculations provided through our website are preliminary and non-binding. Final premiums and policy terms will be determined after a complete review of your application, driving history, vehicle information, and other relevant factors. The price you pay may differ from any estimates provided on the website.

Online quotes are based on the information you provide and are valid for the time period specified at the time of the quote. Changes in your circumstances or inaccurate information may result in different premium calculations and coverage options.

4. External Links

The SwedishAutoGuard website may contain links to external websites that are not provided or maintained by or in any way affiliated with us. Please note that we do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

The inclusion of any links does not necessarily imply a recommendation or endorsement of the views expressed within them. We have no control over the nature, content, and availability of those sites. The inclusion of links does not imply that we monitor or review their content.

5. Professional Advice

The content on the SwedishAutoGuard website is not intended to constitute professional advice, whether insurance, financial, legal, or otherwise. The information provided is designed to assist in understanding the various types of car insurance available in Sweden but should not be construed as personalized advice.

Before making any decision or taking any action based on information on our website, you should consult with a qualified insurance professional. Our customer service representatives are available to provide personalized guidance regarding your specific insurance needs.

6. Errors and Omissions

The information on our website is provided on an "as is" basis. While we strive to maintain accurate and up-to-date content, we do not warrant that the information will be error-free, complete, or current at all times. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update information at any time without prior notice.

In the event of a discrepancy between information on our website and our official policy documents or regulatory filings, the official documents will prevail.

7. Intellectual Property

All content on the SwedishAutoGuard website, including text, graphics, logos, images, and software, is the property of SwedishAutoGuard AB or its content suppliers and is protected by Swedish and international copyright, trademark, and other intellectual property laws.

The reproduction, distribution, display, or transmission of the content of our website is strictly prohibited unless authorized by us. You may not, without our permission, "mirror" any material contained on this website or any other server.

8. User-Generated Content

If we allow users to post, upload, or provide content on our website (such as reviews, comments, or testimonials), you agree that:

  • You are responsible for the content you provide and its legality, reliability, and appropriateness.
  • You have all necessary rights to post such content.
  • The content does not violate any third-party rights or applicable laws.

We reserve the right to remove any user-generated content that we consider to be inappropriate, offensive, or in violation of our terms or policies.

9. Limitation of Liability

To the maximum extent permitted by applicable law, SwedishAutoGuard AB, its affiliates, officers, directors, employees, agents, and licensors shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses, resulting from:

  • The use or the inability to use the website
  • The cost of procurement of substitute goods and services
  • Unauthorized access to or alteration of your transmissions or data
  • Statements or conduct of any third party on the website
  • Any other matter relating to the website

This limitation applies regardless of whether the damages are claimed under the terms of a contract, as a result of negligence, or otherwise, and even if we have been advised of the possibility of such damages.

10. Indemnification

You agree to indemnify, defend, and hold harmless SwedishAutoGuard AB, its officers, directors, employees, agents, and licensors from and against all losses, expenses, damages, and costs, including reasonable attorneys' fees, resulting from any violation by you of these terms or any activity related to your use of the website (including negligent or wrongful conduct).

11. Jurisdiction and Applicable Law

These terms and conditions are governed by and construed in accordance with the laws of Sweden, without regard to its conflict of law principles. Any disputes arising from or related to these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of Sweden.

12. Changes to this Disclaimer

We reserve the right to modify this disclaimer at any time. Changes and clarifications will take effect immediately upon their posting on the website. We encourage you to periodically review this page to stay informed about any updates.

13. Contact Information

If you have any questions about this disclaimer, please contact us at:

SwedishAutoGuard AB
Attention: Legal Department
Drottninggatan 102
Stockholm, 111 60
Sweden

Email: [email protected]

Phone: +46 8 123 456